“Is WV HIPP Free?”

Yes. WV HIPP members will pay their monthly premium and the program will provide a monthly reimbursement for the cost of the monthly premium.

“Is HIPP free for COBRA members too?”
HIPP benefits are also offered to qualified COBRA members at no cost. Payments to COBRA members work the same way they would for self-funded or employer-sponsored insurance holders; the policyholder will receive a monthly reimbursement for the cost of his/her monthly premium.

“What if I want to enroll in a family plan? Is HIPP free?”
In some cases, a recipient may qualify to be reimbursed for the entire cost of a family health insurance policy. This type of policy would provide healthcare for the entire family, even those members that are not Medicaid-eligible.

“What if we don’t qualify to receive reimbursements for a family plan?”
If a recipient does not qualify to be reimbursed for the cost of a family policy, a policyholder has the option to enroll in a family plan. However, the policyholder will only be reimbursed for the cost of a policy that covers the policyholder and the Medicaid recipient(s).

For example: An employee has three dependents.  One dependent is  a Medicaid recipient.  The employee is given the following options for healthcare plans: Employee, Employee plus Spouse, Employee plus Children, Employee plus Family. The Medicaid dependent is his spouse. The employee does not qualify for family coverage reimbursements, but he enrolls in the Family Plan anyway. HIPP will only reimburse the employee for the cost of the Employee plus Spouse plan. The employee may still see this as a benefit, since he will not be paying the entire cost of a Family Plan.